Drive away with a better deal.
Whether you’re buying or refinancing, we’re here to help you drive away with a better deal. Ready to buy your next vehicle or lower your current payment? Finance or refinance with Combined Employees Credit Union and put more money back in your budget every month. Get financing as low as 3.75%*!
Featured Rates
View All RatesOur Services
Here to help you with all your financial needs and goals. From easy to access savings and checking, to competitive loan rates, and inclusive member services, we’ve got you covered!
Become a Member
Becoming a member of CECU is very simple. If you are in one of our Select Employee Groups (SEG), or work or live in Houston County, then all it takes is a minimum deposit of $5.00 to a share savings account. That’s it! Once you are a member you can immediately apply for any other services that we offer.
Apply for a Loan
CECU wants to be your lender of choice when you need to borrow funds. We are very competitive in the market place with our rates and stand eager to lend. After all we are a “CREDIT” Union. It’s what we do.
Red, White, & Blue Checking
Enjoy a feature-packed checking account with added benefits designed to protect your finances and simplify everyday banking.
More Than a Bank. We’re Your Financial Partner.
Serving Members Since 1969
- Member-Owned (you’re not a number)
- Better Rates (higher savings, lower loans)
- Community-Focused (serving Houston County)
Financial Resources & Tips
Supporting our members with educational articles, helpful tips, and current financial news.
How to Talk to Your Kids About Money
How to Talk to Your Kids About Money Money is often at the center of life’s biggest decisions, and sometimes its biggest disagreements. That’s why one of the greatest gifts parents can give their children is the confidence to understand and manage money early in life. The good news? Teaching kids about money doesn’t have […]
Can You Spot the Signs of Elder Abuse
Protecting Our Seniors: Recognizing and Preventing Elder Financial Abuse As we age, we gain valuable life experience, wisdom, and knowledge. Unfortunately, older adults are also increasingly targeted by scammers, fraudsters, and even individuals they know and trust. Elder financial abuse is one of the fastest-growing forms of exploitation in the United States, costing seniors billions […]
Time to Refinance Your Auto Loan
Is it Time to Refinance Your Auto Loan? Is It Time to Refinance Your Auto Loan? For many people, a vehicle is one of the largest purchases they make outside of buying a home. While most borrowers focus on finding the right car, they don’t always revisit the financing after the purchase. What many drivers […]

Ready to Experience the CECU Difference?
Whether you’re opening your first account, financing a new vehicle, or planning for the future, Combined Employees Credit Union is here to help. Enjoy competitive products, local decision-making, and the personal service you deserve.